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In finance, what term that contains a state of matter refers to the ease with which an asset can be converted to cash?

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The term you are looking for is "liquidity". In finance, liquidity refers to the ease with which an asset can be converted into cash without affecting its price. Assets that can be quickly sold or traded in the market are considered highly liquid.
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The term in finance that refers to the ease with which an asset can be converted to cash is "liquidity."
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