Decentralized finance (DeFi) systems have the potential to offer an alternative to traditional banking services by providing access to a wide range of financial products and services without the need for intermediaries such as banks. However, it is important to note that DeFi systems are still in the early stages of development and may not yet offer the same level of stability, security, and regulatory compliance as traditional banking services. Additionally, the lack of regulation in the DeFi space can present risks to users such as smart contract vulnerabilities and potential for scams. Overall, while DeFi systems have the potential to disrupt traditional banking services, they are not yet at a stage where they can fully replace them.